Running a business in the South Pacific is still far harder than it should be. Payments are unreliable, compliance is complex, and access to modern financial tools is limited. While other regions have leapt ahead with digital-first solutions, businesses here remain trapped in outdated systems, navigating costly fees, delayed settlements, and barriers that stifle growth.

SettleMate exists to change that. We believe every business, no matter where it is based, deserves the same tools, confidence, and opportunities as those in larger markets.

We are starting with the foundations that matter most: reliable payments, automated payouts, and built-in compliance. These essentials give businesses the ability to run smoothly, unlock cash flow, and focus on what matters most—their growth.

But payments are only the beginning. SettleMate is brewing a better business account, powered by AI. More than a place to store or move money, it is a financial partner designed to help businesses predict and manage cash flow, automate routine tasks, and access working capital when it is needed most.

Growth is also about people, not just money. That’s why SettleMate connects businesses with their customers in meaningful ways. Through our app, customers can build loyalty, discover new deals, and interact directly with the businesses they love. This creates stronger ties, deeper relationships, and more resilient communities.

From Fiji to the wider Pacific and beyond, SettleMate is building the financial ecosystem this region has long been waiting for—helping businesses not only survive but thrive with confidence.