Financial Freedom
for
Elderly Parents Kids Friends Everyone

Powerful financial tools backed by technology and real life
financial advisors to help you reach your financial goals by
building better financial habits and make the right investments.

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Pay and Get Paid - in less than 30 seconds

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Settle Up.
Pay it Forward.
Split the Bill.
Add a Tip.
Pay it Back.

Pay and Get Paid - in less than 30 seconds

Goal Based

Everything

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We are reframing success based on your needs and goals. Start by telling us your income, typical expenses and setting savings and investment goals. Whether, its saving for a home, crushing your debt or just preparing for the future. We're with you. Always.
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Spend and Save

Smarter Everyday

Our intelligent tools will help you understand how much you have to spend each day and automatically adjust based on daily spend habits. If you overspend, it will reduce to help you get back on track. If you underspend, you’ll have more to put towards your savings and investment goals.

Know where your

money is going

Track how you're spending every dollar, identify unwanted subscriptions, and discover trends and suggestions in your spending to figure out how to improve.
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Challenge

Yourself

SettleMate's smart AI and people will automatically round up your purchases and set different challenges along the way to help you put the perfect amount towards your savings and investment goals.

It's Good to be

Good

Get rewarded for reaching your financial goals and challenges, building loyalty with your favorite shopping center, donating towards your favorite cause or just paying your subs, bills and rent on time.
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Step it forward

Access personalized spend limits to help you make your next purchase and pay in six weekly installments, interest free. Now your money can go further ... so can you.
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Rewind and Play

Need an extra hand. Access 25% of your salary ahead anytime for up to 8 weeks for a fixed fee. Time travel has never felt so real.
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Invest in

Ideas and Trends that you Believe in

Let's face it. The world of investment is too complicated. On top of it, new policies, technologies and opportunities are opening up several different markets. How do you determine which is the right option for you? It's like going into a supermarket to shop for ingredients without knowing what you're going to be making. Settlemate simplifies this process by presenting you opportunities in what we call six packs. A six pack is a collection of stocks of listed companies, startups, imerging companies, ETFs and other opportunities like cryptocurrency, real estate and precious metal put together representing a theme, strategy or objective curated and weighted with the help of top financial experts. This way you get optimum results and are still in full control. Imagine following the recipe of your favorite food made by top chefs and being able to adjust the spices according to your taste.
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Coming soon to Fiji and New Zealand
Get notified on our launch